Terrapin Station Community Services
Denver Metro & Front RangeTurnkey Fence & Fire Programs
Two programs, one vendor. Assessment, execution, warranty, financing, and insurance documentation — so your board never has to think about fences or wildfire again.
40+ Hours Per Cycle
Boards spend months coordinating bids, homeowners, and complaints.
Insurance Costs Crushing
CO premiums up 58%. Communities without mitigation docs pay more.
Boards Overwhelmed
Volunteers juggling bids, arborists, and insurance paperwork.
Program 1: Fence Maintenance
Community-Wide Fence Assessment
Professional condition survey with photo documentation and materials inventory.
Scope & Bid Package
Fixed per-LF pricing. Ready for board approval.
Homeowner Communication
We handle notifications, scheduling, and access coordination.
Professional Execution
Licensed, insured crews. All fence types.
Private Fence Opt-In
Homeowners can include private fences at competitive rates.
Quality Inspection & 3-Year Warranty
Post-completion walkthrough. Warranty on all work.
Financing via HOA Project Funding
No special assessment required.
ServiceRateDetails
Common Area (Wood)$8.50/LFVolume discounts 3,000+ LF
Common Area (Vinyl/Composite)$6.00/LFVolume discounts 3,000+ LF
Private Fence Opt-In$10.00/LFBilled to homeowner
Program Management$2,500Per community
Assessment/Inspection$1,500Credited toward contract
Program 2: Fire-Smart Mitigation
Community Fire Risk Assessment
Professional zone mapping per CSFS standards (Zones 1/2/3).
Common Area Mitigation
Dead/diseased tree removal, crown thinning, ladder fuel clearance, slash cleanup.
Private Lot Defensible Space
Homeowner opt-in program with per-lot pricing.
Insurance Documentation Package
Before/after photos, zone maps, compliance summary for HB 1182.
Tax Credit Documentation
CO wildfire mitigation credit paperwork (up to $1,000/yr through 2027).
Annual Maintenance Contract
Keeps community in compliance year over year.
Certified Arborists
All fire work by ISA Certified Arborists.
ServiceRateDetails
Fire Risk Assessment$3,500Professional zone mapping
Common Area Mitigation~$5,500/acreTree work + clearance
Private Lot (Opt-In)~$1,500/homeBilled to homeowner
Insurance/Tax Docs$5,000HB 1182 + tax credit docs
Program Management$3,000Per community
Annual Maintenance$12,000/yrOngoing compliance
Why Both Together?
- ✓ One vendor relationship instead of managing two contractor searches
- ✓ One assessment visit — fences and vegetation in a single walk-through
- ✓ Combined financing through HOA Project Funding — one package, one monthly cost
- ✓ Coordinated scheduling — crews don't trip over each other
- ✓ Unified documentation — one report to the board covering everything
Financing available for both programs. No special assessment. Typical combined cost: $8-20/month per homeowner on a 36-month term.
How Both Programs Work
1
Assess
Walk fencing + vegetation in one visit.
2
Scope & Price
Fixed proposals, financing included.
3
Execute
Crews + arborists. Board involvement: zero.
4
Document & Warrant
Warranty + HB 1182 insurance docs.
Colorado Regulatory Tailwinds
LegislationImpact
CO HB 1182 (July 2026)Insurers must factor mitigation into premiums — documented work = potential savings
CO Wildfire Tax CreditHomeowners get up to $1,000/year credit through 2027 for mitigation
CO HB 22-1387 (Jan 2025)Mandatory reserve studies — your reserve study already says you need this work
Terrapin Station Community Services
Denver Metro & Front Range | Fence Program | Fire-Smart Program | Powered by HOA Project Funding
Free Dual Assessment Available
Fences + fire risk — no-obligation, within 5 business days